Choose from any of our gift cards to give to your loved ones
Redeem your gift cards at any of our Merchants
Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.
Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.
Card testing is a fraud method. A criminal submits a payment authorization on a card number to learn if the number works. One number gives one answer, so the criminal submits many authorizations across many numbers. The goal is a list of live cards. Each live card then gets used for a purchase or sold.
Card testers target merchants with weak checkout controls. Common entry points:
The first charges are small. Amounts of $0.00 to $1.00 cut the chance that a cardholder notices. A batch of these charges shows up on a merchant statement as dozens or hundreds of low-value transactions.
Each declined authorization carries an interchange or processor fee in many contracts. Chargebacks add a fee plus the transaction amount. A processor can place a merchant in a monitoring program, hold reserves, or close the account. Visa and Mastercard publish guidance on account enumeration and card testing, and both push acquirers to act on merchant-level fraud rates.
Review statements for charges under $2.00. Report unknown charges to the issuer. Ask for a new card number if the old one appears in a batch. A new number stops further use of the compromised card.
Card testing and the sale of card data fall under 18 U.S.C. § 1029, which covers fraud and related activity in connection with access devices. Penalties reach 10 years for a first offense and 15 years for certain repeat or aggravated offenses, plus fines. Cases can also be charged as wire fraud under 18 U.S.C. § 1343. Buying or selling CVV data is not a legal gray area. It is a federal crime.
