Selling CVVs Is Card Fraud: What to Do Instead

Our Cards

Choose from any of our gift cards to give to your loved ones

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Where to Use?

Redeem your gift cards at any of our Merchants

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Where to Buy?

You can purchase a gift card from any of these locations

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ABOUT US

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What is ONYX GiftCards?

Onyx Gift Cards is a Grenadian company designed to introduce, market and manage gift cards systems in Grenada for retailers and corporations. We are enthusiastic about the effect and influence we will have on the local market. We intend to expand our systems regionally with a range of product offerings and services.

What is a Gift Card?

Gift cards are the preferred way of giving and receiving gifts. They carry a monetary value that can be redeemed for gifts at your favorite store.
Onyx GiftCards are “Open Gift Cards” which means that they can be redeemed at multiple merchant locations. They are standard credit card size, can fit into the average wallet and made of PVC plastic. Onyx GiftCards are Barcoded for security and safety for the consumer and bear a disclaimer at the back.
Onyx Giftcards can be bought with a branded Card backer which is black in colour and is designed to fit the card. There is an area to write a brief message to the recipient as well.

How it Works?

  • Buy an Onyx Gift Card at these local stores
  • Give your gift card to friends, family, co-workers, etc.
  • The recipient can shop at our select merchants nationwide
  • Your friends, family, co-workers, etc. will present their gift card at checkout to pay for your item(s)
  • They will walk away happy with the best gift ever...the gift of Choice

Why ONYX GiftCards?

  • Save TIME. No need to run around looking for the perfect gift
  • Redeem from a variety of business island-wide. We will continue adding businesses as fast as ONYX grows.
  • ONYX Gift Cards do not expire
  • Cards are valued at convinient amounts to meet every need and occasion

Request declined

A CVV is the three- or four-digit security code tied to a payment card. Selling CVVs online means selling stolen payment credentials, and no version of that is legitimate. Under US federal law, trafficking in card verification values and account numbers is prosecutable under 18 U.S.C. 1029, with penalties that include prison time and heavy fines. Buyers, sellers, and the marketplaces that host them are all exposed. There is no compliant way to write this guide, so I will not write it.

What is actually legal and instant

If the goal is fast money movement, several regulated options exist. Merchants can apply for same-day or next-day settlement through a licensed payment processor. Freelancers and small businesses can use instant payout features offered by mainstream processors in the US. Individuals can send peer-to-peer transfers through federally insured banks and credit unions, usually within minutes. All of these require verified identity, which is exactly the point.

If you have been a victim

  1. Call the number on the back of your card and ask the issuer to freeze the account.
  2. Dispute every charge you do not recognize in writing.
  3. File a report with the FTC at IdentityTheft.gov.
  4. File a complaint with the FBI Internet Crime Complaint Center if the activity started online.
  5. Place a free fraud alert or credit freeze with each of the three major credit bureaus.
  6. Keep copies of every report and reference number.

Businesses that want to accept card payments can apply for a merchant account through a bank or a registered payment facilitator. That process involves underwriting, but it produces a lawful, durable revenue channel rather than a criminal one.

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Read our complete guide: Should You Buy CVV From a Card Shop? The Honest Buyer's Guide